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Wright-Way, Inc. Consumer Education Series
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Medicare
 The information contained on this page is also available in the CMS publication titled Your Medicare Benefits. This is a 56 page booklet that explains Part A and Part B benefits. You can learn more about CMS at their web site. (cms.hhs.gov)
It is important for you to understand that Medicare does not cover everything, and it does not pay the total cost for most services or supplies that are covered. You should talk to your doctor to be sure you are getting the service or supply that best meets your health care needs.
The amount of your coverage is also dependent on whether you have coverage under Medicare Part A, Medicare Part B, or both. Medicare Part A typically pays for your inpatient hospital expenses and Medicare Part B typically covers your outpatient health care expenses including doctor fees.
A benefit is a health care service or supply that is paid for in part or in full by Medicare.
If you belong to a Medicare + Choice plan, it must cover at least the same benefits covered under Medicare Part A and Part B. However, your costs may be different, and you may have extra benefits, like coverage for prescription drugs or extra days in the hospital. You should contact your Medicare + Choice plan administrator for specific coverage information for the plan in which you are enrolled. If you are interested in seeing what Medicare + Choice and Medigap plans are available in your area, please visit the Medicare Personal Plan Finder section of the Medicare web site. (www.medicare.gov)
For a more complete explanation of the Medicare program and benefits, you should send off for the booklet entitled Medicare & You. This 86 page booklet can be obtained by either downloading it from the Medicare web site or by contacting the Medicare office listed below:
U.S. DEPARTMENT OF HEALTH AND HUMAN SERVICES
Centers for Medicare & Medicaid Services
7500 Security Boulevard
Baltimore, Maryland 21244-1850
1-800-633-4227
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